How It Works

• Point of Sale: When making a purchase, you select BNPL as a payment option, often via a third-party provider that partners with the retailer.
• Instant Approval: You provide personal information (name, email, date of birth) and a payment method. A soft credit check is typically performed in seconds.
• Repayment Plan: If approved, you agree to a fixed-installment plan, often the "pay-in-four" model, where the total cost is split into four equal payments due every two weeks. Longer-term financing options may also be available, but might involve interest.
• Automatic Payments: Repayments are usually charged automatically to your linked wallets or paycheck.